state,abbr,marketplace,url,window,jan1_cutoff,final_deadline,category,notes
Alabama,AL,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Alaska,AK,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Arizona,AZ,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Arkansas,AR,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
California,CA,Covered California,https://www.coveredca.com/,"Nov. 1, 2026 – Jan. 31, 2027","Dec. 31, 2026","Jan. 31, 2027",extended,Extended state-run window.
Colorado,CO,Connect for Health Colorado,https://connectforhealthco.com/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,State marketplace; same final close as HealthCare.gov.
Connecticut,CT,Access Health CT,https://www.accesshealthct.com/,"Oct. 23, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",early_special,Early start; Jan. 15 close.
Delaware,DE,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
District of Columbia,DC,DC Health Link,https://www.dchealthlink.com/,"Nov. 1, 2026 – Jan. 31, 2027","Dec. 15, 2026","Jan. 31, 2027",extended,Jan. 16–Jan. 31 selections generally start Mar. 1.
Florida,FL,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Georgia,GA,Georgia Access,https://georgiaaccess.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,State marketplace; same final close as HealthCare.gov.
Hawaii,HI,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Idaho,ID,Your Health Idaho,https://www.yourhealthidaho.org/,"Oct. 15, 2026 – Dec. 15, 2026","Dec. 15, 2026","Dec. 15, 2026",early_close,Earliest close; do not wait until January.
Illinois,IL,Get Covered Illinois,https://getcovered.illinois.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,State-based marketplace.
Indiana,IN,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Iowa,IA,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Kansas,KS,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Kentucky,KY,kynect,https://kynect.ky.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,State marketplace.
Louisiana,LA,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Maine,ME,CoverME.gov,https://www.coverme.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026 (verify in account)","Jan. 15, 2027",jan15,Confirm effective date in your CoverME.gov account before payment.
Maryland,MD,Maryland Health Connection,https://www.marylandhealthconnection.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 31, 2026","Jan. 15, 2027",jan15,Enroll Jan. 1–15 for Feb. 1 coverage.
Massachusetts,MA,Massachusetts Health Connector,https://www.mahealthconnector.org/,"Oct. 23, 2026 – Jan. 23, 2027","Dec. 23, 2026","Jan. 23, 2027",early_special,Early start and extended close; premium payment timing matters.
Michigan,MI,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Minnesota,MN,MNsure,https://www.mnsure.org/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,State marketplace.
Mississippi,MS,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Missouri,MO,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Montana,MT,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Nebraska,NE,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Nevada,NV,Nevada Health Link,https://nevadahealthlink.com/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 31, 2026","Jan. 15, 2027",jan15,Enroll Jan. 1–15 for Feb. 1 coverage.
New Hampshire,NH,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
New Jersey,NJ,Get Covered New Jersey,https://www.nj.gov/getcoverednj/,"Nov. 1, 2026 – Jan. 31, 2027","Dec. 31, 2026","Jan. 31, 2027",extended,Extended state-run window.
New Mexico,NM,BeWell,https://bewellnm.com/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 31, 2026","Jan. 15, 2027",jan15,Confirm current effective-date rules in BeWell account.
New York,NY,NY State of Health,https://nystateofhealth.ny.gov/,"Nov. 1, 2026 – Jan. 31, 2027","Dec. 15, 2026 (verify in account)","Jan. 31, 2027",extended,Extended state-run window; confirm 2027 effective date in account.
North Carolina,NC,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
North Dakota,ND,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Ohio,OH,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Oklahoma,OK,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Oregon,OR,Explore Health,https://healthcare.oregon.gov/explorehealth/pages/home.aspx,"Nov. 1, 2026 – Jan. 15, 2027",Verify in Explore Health account,"Jan. 15, 2027",jan15,Oregon moved to Explore Health for 2027 coverage.
Pennsylvania,PA,Pennie,https://pennie.com/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026 (verify in account)","Jan. 15, 2027",jan15,Confirm effective date and payment deadline in Pennie account.
Rhode Island,RI,HealthSource RI,https://healthsourceri.com/,"Nov. 1, 2026 – Jan. 31, 2027","Dec. 23, 2026 recommended to receive card before Jan. 1","Jan. 31, 2027",extended,Extended state-run window; payment timing matters.
South Carolina,SC,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
South Dakota,SD,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Tennessee,TN,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Texas,TX,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Utah,UT,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Vermont,VT,Vermont Health Connect,https://info.healthconnect.vermont.gov/,"Nov. 1, 2026 – Dec. 15, 2026","Dec. 15, 2026","Dec. 15, 2026",early_close,Early close; do not wait until January.
Virginia,VA,Virginia’s Insurance Marketplace,https://www.marketplace.virginia.gov/,"Nov. 1, 2026 – Jan. 29, 2027","Dec. 15, 2026","Jan. 29, 2027",extended,Extended final deadline to Jan. 29.
Washington,WA,Washington Healthplanfinder,https://www.wahealthplanfinder.org/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 31, 2026","Jan. 15, 2027",jan15,Enroll Jan. 1–15 for Feb. 1 coverage.
West Virginia,WV,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Wisconsin,WI,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.
Wyoming,WY,HealthCare.gov / federal platform,https://www.healthcare.gov/,"Nov. 1, 2026 – Jan. 15, 2027","Dec. 15, 2026","Jan. 15, 2027",jan15,Enroll Dec. 16–Jan. 15 for coverage generally starting Feb. 1.