The Electronic Remittance Advice (ERA) and the Explanation of Benefits (EOB) both explain how a healthcare claim was processed but they serve different audiences. EOBs are typically sent to patients by their health insurance provider. In contrast, ERAs are sent electronically to healthcare providers to explain the payment and claim status. 🧾 What Is an … Read more
1. Age-Based Eligibility 2. Work History or Spousal Coverage 3. Early Enrollment Options 4. Medicare Parts & Enrollment Essentials Part Overview Eligibility / Timing Part A Hospital Insurance Free with 40 credits; otherwise paid Part B Medical (Doctors, Outpatient) Enrollment typically at 65; late penalties if delayed Part C Medicare Advantage (via private insurers) Must … Read more
What’s a Premium, Really? Think of your premium as a subscription fee. It’s the amount you pay every month—whether or not you use any medical services. Key facts about premiums: 🔍 “Why is my premium so high?”If your plan offers broad coverage, low deductibles, or access to a large provider network, your premium will reflect … Read more
