Health Insurance

What are deductibles in health insurance?

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Deductibles.

Introduction: A deductible is the amount of money a patient has to pay out-of-pocket for covered healthcare services before their health insurance policy starts covering the costs it is also denoted as PR-1. It is a standard feature of most health insurance plans, and it resets annually. Once the deductible is met, the insurer will … Read more

Subscriber, Dependent, and Spouse in Health Insurance

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Subscriber, dependent and Spouse

In medical billing and insurance, the terms subscriber, dependent, and spouse have clear meanings. Knowing these differences is important for insurance and healthcare providers. It helps them process claims and manage coverage correctly. Let’s look at each term and how they differ. 1. Subscriber The subscriber is the main person who holds the insurance policy. … Read more