Medigap is the health insurance coverage brought by an individual to pay costs not covered by original medicare.
Medigap is the medicare supplemental plan which is always secondary to primary insurance medicare that pays not covered costs of medicare such as deductibles, coinsurance, co-payments, and other services.
Medigap policy is offered by private companies and member needs to pay a monthly premium for it.
Medigap policy is only available to persons who have Medicare part A and Medicare Part B coverage.
Medigap policy is not available to persons who have Medicare Advantage plan.
Medigap policy only covers one person and does not cover dependents. To cover dependents, the member needs to buy another Medigap policy.
Medigap policy does not cover long-term care, vision, dental care, hearing aids, eyeglasses, or private nursing.
